Find a travel insurance provider if you have a serious medical condition or disability

Select the age range you will be when you travel. Providers may have different age limits for land and cruise trips.

Single or annual trip:

Depending on what medical conditions(s) you have, where you are going and for how long – sometimes a Single Trip policy might be cheaper than an Annual Multi-trip policy. Also if you have been declined for a Multi-trip policy, you might still get offered insurance if you choose a Single Trip policy. But if you are planning to travel several times during a 12-month period, try for an Annual Multi-trip policy first.

Choose the option that fits your length of trip best. Some providers won't offer cover for longer trips.

Not all providers offer insurance cover for cruises and those that do may have a different age limit for cruises.

The cost of medical treatment can be more in some countries than others, so where you are going will have an effect on whether a provider will offer you cover. These three destinations are the most common categories used by most travel insurance providers.